Is Virginia Beach a Good Place to Retire? The Complete Guide
If you’re exploring options for your golden years, you might be wondering: is Virginia Beach a good place to retire? With its blend of coastal charm, accessible healthcare, and active lifestyle, this vibrant Virginia city is becoming a top choice for retirees from all over the country.
So, is Virginia Beach a good place to retire?
Absolutely — Virginia Beach offers a mild climate, no state tax on Social Security income, a strong sense of community, and a wide range of amenities that cater specifically to retirees. Whether you’re looking for relaxation or recreation, it strikes a great balance between affordability and quality of life.
Read on to discover whether this coastal city checks all the boxes for your ideal retirement — from the best neighborhoods to cost of living, lifestyle perks, and expert relocation tips.
Pros of Retiring in Virginia Beach
Virginia Beach offers a wide range of advantages that make it an attractive destination for retirees seeking comfort, convenience, and an enriching lifestyle.
Mild Climate Year-Round
One of the biggest draws for retirees is Virginia Beach’s pleasant, temperate climate. With mild winters and warm—but not extreme—summers, the area offers a comfortable environment that encourages year-round outdoor living. Average winter temperatures hover in the high 40s to low 50s (°F), while summers are typically in the low to mid-80s.
Access to Healthcare
Access to quality healthcare is a top priority for retirees, and Virginia Beach delivers. In fact, one of the key reasons many consider Virginia Beach a great place to retire is its strong and accessible healthcare network. The city is home to several well-regarded medical facilities, including Sentara Virginia Beach General Hospital, and it’s close to major centers like Sentara Norfolk General and the nationally ranked EVMS (Eastern Virginia Medical School). You’ll also find numerous clinics, specialists, and senior-focused wellness programs throughout the area.
Active Lifestyle & Recreation
If staying active is part of your retirement vision, Virginia Beach offers plenty of ways to move and explore. With over 200 city parks, scenic walking and biking trails, and more than 30 miles of Atlantic shoreline, it’s easy to enjoy the outdoors daily. The iconic Virginia Beach Boardwalk is ideal for casual strolls, and local golf courses, pickleball courts, and recreation centers provide diverse options for all fitness levels.
The city also supports a robust calendar of events, including senior-friendly fitness classes, community races, beach yoga, and wellness expos.
Vibrant Retirement Communities
Virginia Beach is home to a variety of retirement communities that cater to different lifestyles, budgets, and care needs. Whether you’re looking for an independent living community near the beach or an active adult neighborhood with amenities like clubhouses, pools, and social events, you’ll find a strong network of 55+ communities throughout the area.
Many of these communities are designed with retirees in mind — offering low-maintenance living, onsite wellness programs, and easy access to healthcare and shopping. Popular areas like Great Neck and Kempsville feature several well-established retirement communities that foster a strong sense of connection and belonging.
Low Crime Rates in Many Neighborhoods
Safety is a major consideration when choosing where to retire, and many Virginia Beach neighborhoods offer peace of mind with relatively low crime rates. Areas such as Great Neck, Bay Colony, and Princess Anne tend to be among the safest, with strong community engagement and well-supported local policing.
Retirees often favor neighborhoods that offer a mix of walkability, safety, and quiet living. With careful planning and the help of a local real estate expert, it’s easy to find a Virginia Beach neighborhood that fits your comfort level and lifestyle preferences.
Rich Arts, Culture, and Entertainment
Virginia Beach isn’t just about sunny beaches — it also boasts a thriving arts and culture scene that adds richness to retirement life. For those considering Virginia Beach as a place to retire, its vibrant cultural offerings — from live music and theater to art galleries and festivals — are a major draw. The city is home to the Sandler Center for the Performing Arts, the Virginia Museum of Contemporary Art, and countless local theaters and music venues that host year-round performances. From art shows and symphony concerts to food festivals and craft fairs, there’s always something happening to stimulate the mind and spark new interests. Many cultural events are senior-friendly, offering discounted tickets and daytime performances perfect for retirees who want to stay socially and intellectually engaged.
Easy Access to Travel
Retirement often means more time to travel — and Virginia Beach makes it easy. With proximity to Norfolk International Airport, retirees have convenient access to domestic and international flights, perfect for family visits, vacations, or spontaneous adventures.
In addition to air travel, Virginia Beach’s location offers easy road trips to historic sites like Colonial Williamsburg, Washington D.C., and the Outer Banks of North Carolina. For retirees who crave exploration without the hassle, the city’s strategic location is a major lifestyle bonus.
Pet-Friendly Community
For many retirees, pets are an essential part of their lifestyle — and Virginia Beach fully embraces that bond. The city offers numerous pet-friendly parks, dog beaches, walking trails, and even restaurants that welcome four-legged companions. Spots like Red Wing Park and Bayville Farms Park feature dedicated dog parks where retirees can socialize while their pets play.
Several retirement communities and housing developments also accommodate pets, understanding that furry friends are an important part of maintaining an active and happy retirement. With local veterinary services, pet supply stores, and adoption events readily available, Virginia Beach truly makes it easy to enjoy retirement with your beloved pets by your side.
Strong Senior Support Services
Virginia Beach provides a broad range of senior services designed specifically to meet the needs of its retiree population. The city’s Office of Aging and Disability Services provides resources like caregiver support, home-delivered meals, wellness programs, transportation assistance, and recreational activities geared specifically for older adults.
Local organizations also offer senior centers, continuing education programs, volunteer opportunities, and fitness classes to keep retirees physically, mentally, and socially engaged. Whether you need healthcare coordination, social outings, or help navigating Medicare, there’s a strong network of services available to enhance quality of life during retirement.
Best Neighborhoods in Virginia Beach for Retirees
Virginia Beach offers a diverse array of neighborhoods, each catering to different retirement lifestyles. For retirees considering a move, the city’s variety of living options is a strong point in its favor. Whether you’re seeking upscale tranquility, beachfront serenity, suburban convenience, or resort-style living, there’s a community here to match your preferences.
Great Neck
Great Neck is renowned for its serene ambiance and upscale residential options, making it a top choice for retirees seeking a peaceful yet connected lifestyle. The neighborhood boasts tree-lined streets, well-maintained properties, and proximity to the Chesapeake Bay, offering scenic beauty and recreational opportunities. Residents enjoy access to top-rated schools, shopping centers, and healthcare facilities, ensuring convenience and quality of life. The area is also home to several parks and walking trails, promoting an active lifestyle. With its blend of tranquility and accessibility, Great Neck provides an ideal setting for a comfortable and fulfilling retirement.
Chesapeake Bay Area
The Chesapeake Bay area offers retirees a relaxed coastal living experience, characterized by gentle bay breezes, sandy beaches, and stunning sunsets. Neighborhoods like Bay Colony and Shore Drive provide easy access to waterfront activities, including boating, fishing, and beachcombing. The area is dotted with local eateries, parks, and community centers, fostering a tight-knit and welcoming atmosphere. Its proximity to the bay ensures a milder climate and a slower pace of life, appealing to those looking to unwind and enjoy nature’s beauty during their retirement years.
Kempsville
Kempsville stands out as a budget-friendly neighborhood that doesn’t compromise on amenities or quality of life. With a median home price around $382,650, it offers a mix of single-family homes, townhouses, and apartments suitable for various retirement budgets. The area is known for its strong community spirit, diverse population, and access to shopping centers, restaurants, and healthcare facilities. Kempsville’s central location provides easy access to other parts of Virginia Beach, making it a convenient base for retirees who wish to stay active and engaged.
Sandbridge
For retirees dreaming of a tranquil beachfront lifestyle, Sandbridge offers a secluded and picturesque setting. Located at the southern end of Virginia Beach, this neighborhood features pristine beaches, natural dunes, and a close-knit community. For retirees seeking a peaceful environment and scenic coastal charm, Sandbridge makes a strong case. Homes here range from cozy cottages to luxurious oceanfront properties, offering something for every preference. The area is ideal for outdoor enthusiasts who enjoy kayaking, bird watching, and beach walks. Its relative seclusion ensures a calm, rejuvenating atmosphere — perfect for a relaxing retirement.
Cost of Living Breakdown for Retirees in Virginia Beach
Virginia Beach offers a coastal lifestyle that balances affordability with quality amenities. While certain costs like utilities and insurance are slightly above the national average, housing, healthcare, and transportation remain competitively priced — making it an attractive option for retirees seeking comfort without overspending.
Housing
Housing is typically the largest expense for retirees. In Virginia Beach, the median home price is approximately $404,130, slightly above the national average. However, housing costs in the city are about 7.2% lower than the national average, with a housing cost index of 92.8 . Rental options are also available, with the average rent for a two-bedroom apartment around $1,687 per month
Healthcare
Access to quality healthcare is essential for retirees. Virginia Beach offers a range of medical facilities and services. The healthcare cost index in the city is 95.0, indicating that healthcare expenses are about 5% lower than the national average . This includes costs for doctor visits, hospital stays, and prescription medications.
Transportation
Transportation costs in Virginia Beach are relatively affordable. The transportation cost index is 95.4, suggesting expenses are 4.6% lower than the national average . For retirees who drive, fuel prices and vehicle maintenance are reasonably priced. Additionally, the city offers public transportation options for those who prefer not to drive.
Food and Leisure
Virginia Beach provides a variety of dining and entertainment options. The grocery cost index is 99.7, nearly aligning with the national average . Dining out and leisure activities are plentiful, with costs varying based on personal preferences. The city also hosts numerous free or low-cost events, especially during the tourist season, offering retirees ample opportunities for recreation without significant expenses.
Example Monthly Budget: Modest vs. Luxury Retirement
| Category | Modest Lifestyle | Luxury Lifestyle |
| Housing (Rent/Mortgage) | $1,500 | $3,000 |
| Utilities & Internet | $250 | $400 |
| Healthcare | $700 | $1,200 |
| Transportation | $300 | $600 |
| Food & Dining | $600 | $1,200 |
| Leisure & Entertainment | $200 | $800 |
| Total Monthly | $3,550 | $7,200 |
Note: These figures represent average costs and may fluctuate based on personal lifestyle and individual financial situations.
Virginia Beach offers retirees a balanced cost of living with access to quality amenities, making it a compelling choice for both modest and luxury retirement lifestyles.
Activities and Lifestyle for Retirees in Virginia Beach
Virginia Beach is a wonderful place to retire, offering a vibrant and enriching lifestyle that appeals to a wide range of retirees. The city blends cultural attractions, community engagement, educational opportunities, and outdoor activities that promote health and well-being.
Arts and Culture: Museums, Symphony, and Theater
Retirees in Virginia Beach can immerse themselves in a thriving arts scene. The city is home to the Virginia Museum of Contemporary Art (MOCA), showcasing rotating exhibitions of modern art. The ViBe Creative District features colorful murals, galleries, and artisan shops, fostering a community of local artists. Music enthusiasts can enjoy performances by the Virginia Symphony Orchestra at venues like the Sandler Center for the Performing Arts . Additionally, the “Arts All Over” program brings performing arts directly into neighborhoods, making cultural experiences accessible to all residents .
Volunteering Opportunities
Engaging in volunteer work is a fulfilling way for retirees to stay active and connected. Virginia Beach offers numerous opportunities through organizations like Meals on Wheels, where volunteers deliver meals to homebound seniors . The city’s Office of Volunteer Resources coordinates various programs, including environmental conservation efforts and community outreach . These programs support the broader community while offering retirees meaningful ways to stay engaged and socially connected.
Lifelong Learning Programs
For retirees eager to continue learning, Virginia Beach provides several educational programs. The Institute for Learning in Retirement (ILR) at Tidewater Community College offers intellectually stimulating lectures, discussion groups, and social events tailored for seniors . Additionally, the Westminster-Canterbury Lifelong Learning Institute, in partnership with Virginia Wesleyan University, allows residents to audit undergraduate classes in various subjects, promoting continuous personal growth .
Beach Lifestyle Benefits for Health and Well-being
Living near the beach offers numerous health benefits for retirees, and Virginia Beach delivers on that front. For those prioritizing wellness, the city’s coastal lifestyle is a major advantage. The calming sound of waves and fresh sea air contribute to reduced stress and improved mental health. Regular beach walks can enhance physical fitness, while the natural surroundings promote relaxation and overall well-being. Studies have shown that coastal living can lead to better sleep quality and increased happiness — making Virginia Beach an ideal retirement destination for health-conscious individuals.
Outdoor Recreation and Nature Exploration
Virginia Beach boasts an array of outdoor activities suitable for retirees. First Landing State Park offers scenic trails for hiking and opportunities for birdwatching . The city’s extensive network of parks and green spaces provides venues for picnicking, fishing, and leisurely strolls. For those interested in water activities, kayaking and paddleboarding are popular options, allowing retirees to explore the area’s natural beauty while staying active .
Fitness and Wellness Activities
Maintaining physical health is made easy with the city’s numerous fitness and wellness programs. Virginia Beach Parks & Recreation offers classes like yoga, Tai Chi, and SilverSneakers®, catering to various fitness levels . Facilities like Fitness 24-7 provide senior-specific training programs focusing on endurance, flexibility, and balance . These resources ensure that retirees have ample opportunities to stay fit and healthy.
Virginia Beach’s diverse range of activities and supportive community make it an ideal location for retirees seeking an active, culturally rich, and health-conscious lifestyle.
How Virginia Beach Compares to Other Popular Retirement Cities
When evaluating retirement destinations, it’s essential to consider various factors that impact quality of life. The following comparison highlights how Virginia Beach, Sarasota, and Myrtle Beach stack up across key retirement factors.
| Factor | Virginia Beach, VA | Sarasota, FL | Myrtle Beach, SC |
| Climate | Mild four-season climate with warm summers and cool winters; less humid than Florida. | Subtropical climate with hot, humid summers and mild winters; abundant sunshine year-round. | Humid subtropical climate; hot summers and mild winters; higher humidity levels. |
| Cost of Living | Moderate cost of living; housing costs are about 7.2% lower than the national average. | Higher cost of living; housing costs are 22.5% more expensive than Virginia Beach. | Lower cost of living; overall expenses are approximately 13.7% less than Virginia Beach. |
| Healthcare Access | Good access to healthcare facilities; healthcare costs are about 5% lower than the national average. | Excellent healthcare access with numerous top-rated facilities; highly rated for medical care. | Limited healthcare access; South Carolina ranks 41st in healthcare access and affordability. |
| Recreation | Abundant outdoor activities including beaches, parks, and cultural events; family-friendly environment. | Rich cultural scene with museums, theaters, and art galleries; numerous recreational opportunities. | Known for golf courses, beaches, and entertainment venues; vibrant nightlife and tourist attractions. |
| Safety | Relatively low crime rates; considered a safe city for residents. | Moderate crime rates; generally safe with some areas requiring caution. | Higher crime rates; violent crime is 86% higher than in Virginia Beach. |
Summary:
- Virginia Beach, VA: Offers a balanced climate, moderate cost of living, good healthcare access, and a variety of recreational activities, making it a solid choice for retirees seeking a well-rounded environment.
- Sarasota, FL: Ideal for those prioritizing cultural amenities and top-tier healthcare, albeit with a higher cost of living.
- Myrtle Beach, SC: Appeals to retirees looking for affordability and entertainment options but comes with trade-offs in healthcare access and safety.
Tips for Retiring in Virginia Beach
Virginia Beach has become an increasingly popular choice for retirees — and for good reason. Its compelling mix of coastal charm, accessible healthcare, and an active lifestyle makes it an ideal place to enjoy retirement. To ensure a smooth transition, consider the following tips:
Best Months for Relocating
The optimal time to relocate to Virginia Beach is during the spring (April–June) or fall (September–October). These seasons offer mild weather, making the moving process more comfortable and allowing you to explore the community without the peak tourist crowds of summer. Additionally, housing availability tends to be higher, and prices may be more negotiable outside the busy summer months.
Renting Before Buying
Before committing to a home purchase, consider renting for 6 to 12 months. This approach allows you to experience different neighborhoods, assess proximity to amenities like healthcare facilities and shopping centers, and determine the best fit for your lifestyle. Renting also provides flexibility to adapt to unforeseen changes without the long-term commitment of homeownership.
Finding Senior-Focused Communities
Virginia Beach boasts a variety of 55+ communities tailored to retirees seeking an active and engaging lifestyle. Notable options include:
- Atlantic Shores: Offers independent living, assisted living, and memory care with resort-style amenities.
- Discovery Commons Virginia Beach: Provides a continuum of care with personalized services and a vibrant social calendar.
- Aviva Pembroke: Features independent and assisted living options in a modern, urban setting.
These communities often include fitness centers, dining options, and organized activities, fostering a strong sense of community among residents.
Resources for New Retirees
To assist with your transition, leverage the following local resources:
- Senior Services of Southeastern Virginia (SSSEVA): Offers transportation, meal programs, Medicare counseling, and wellness classes.
- Virginia Beach Senior Resource Center: Provides social activities, educational programs, and information on local services.
- City of Virginia Beach – Senior Housing and Resources Guide: A comprehensive guide detailing housing options, healthcare facilities, and community services for seniors.
Engaging with these organizations can help you integrate into the community, stay informed about local events, and access essential services tailored to seniors.
FAQs
Yes, Virginia Beach is considered a retirement-friendly city. It offers a blend of coastal charm, accessible healthcare, and an active lifestyle. The city boasts picturesque beaches, a mild climate, and a variety of recreational activities, making it appealing to retirees seeking both relaxation and engagement. Additionally, Virginia Beach has been recognized for its affordability and low crime rate, further enhancing its attractiveness as a retirement destination.
Virginia Beach offers plenty of appealing features for retirees, but like any city, it also comes with a few trade-offs worth considering.
Pros
Let’s start with the key advantages that make Virginia Beach a popular choice among retirees:
– Mild Climate:Virginia Beach enjoys a mild, four-season climate that gives retirees the opportunity to stay active outdoors throughout the year.
– Affordable Cost of Living: The city offers a cost of living that is generally lower than many other coastal cities, making it financially accessible for retirees.
– Quality Healthcare: Access to quality healthcare facilities ensures that retirees have their medical needs met efficiently.
– Low Crime Rate: Virginia Beach is known for its safety, providing peace of mind for residents.
Cons
While there are many reasons to love retiring in Virginia Beach, it’s important to be aware of a few potential drawbacks as well.
– Tourist Seasons: The city can become crowded during peak tourist seasons, which might affect the tranquility some retirees seek.
– Hurricane Risk: Being a coastal city, Virginia Beach is susceptible to hurricanes and tropical storms, necessitating preparedness for such events.
Yes, Virginia is considered financially favorable for retirees. The state does not tax Social Security benefits and offers deductions of up to $12,000 per year for individuals aged 65 and older on other forms of retirement income. Additionally, property taxes in Virginia are relatively low compared to national averages, contributing to its tax-friendly reputation for retirees.
Several cities in Virginia are popular among retirees due to their amenities, healthcare facilities, and community engagement opportunities. Notable locations include:
– Virginia Beach: Offers coastal living with a range of recreational activities.
– Williamsburg: Known for its rich history and cultural attractions.
– Charlottesville: Home to a vibrant arts scene and renowned medical facilities.
– Richmond: The state capital provides urban amenities with a small-town feel.
– Falls Church: Offers proximity to Washington, D.C., with a suburban environment.
These cities have been recognized for their quality of life, healthcare access, and community resources, making them attractive options for retirees.
Conclusion
Retiring in Virginia Beach offers the best of both worlds: the serenity of coastal living and the convenience of city amenities. With its mild year-round climate, strong healthcare infrastructure, diverse retirement communities, and wealth of activities tailored for seniors, Virginia Beach stands out as one of the most retirement-friendly cities on the East Coast. Compared to other popular destinations like Sarasota or Myrtle Beach, it delivers a balanced lifestyle with fewer compromises — especially when it comes to safety, affordability, and quality of life.
Whether you’re seeking a vibrant beach town, suburban comfort, or peaceful resort-style living, Virginia Beach has a neighborhood that suits your needs.
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